FRANK WARD, REALTORS®
Toggle Navigation
Home
Why choose Frank Ward, REALTORS
Meet Our, REALTORS ®
Marvin Bobbitt
Donna DeLong
B J KARKOUKI
Howard R. "HR" Holcomb
STEVE TILLMAN
FRANK WARD
Staff REALTORS
About Us
Community Links
Contact Us
TESTIMONIALS
Search Properties
Our Properties
Durham Properties
For Sellers
Types of Listing Contracts
Home Appreciation
Contingencies in Contracts
Inspection Tips
Curb Appeal List
For Buyers
Applying for a Loan
First Time Buyers
Closing Costs
Results for You!
Home Buyer Checklist
Why an inspection?
Mortgage Calculators
Brochures
Home Inspection Information
Lead Paint Infoformation
Radon Information
Working With Agents Brochure
Working With Agents Disclosure
Curb Appeal eBook
Contact Us Today
Accessibility
Mortgage Calculators
Rates and Payments Research
Monthly Payment
- Calculate your payment and amortization schedule.
Compare Terms
- Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage.
Compare Rates
- See how changes in your rate affect your payment for a given principal and term.
Mortgage APR
- Find the APR on a fixed rate mortgage.
Balloon Payment
- A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only
- Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages
- Determine monthly payments and the effective interest rate (APR) for an ARM.
Budgeting Decision Tools
Mortgage Qualifier
- Find out if you qualify for a given mortgage and just much you can afford, then create an amortization schedule.
Payment Range
- Plug in a high and low figure for a payment and see how it translates to a mortgage.
Mortgage Payoff
- Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
- Discover how much in interest you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Mortgage Tax Savings
- Estimate the tax savings you'll realize by deducting interest and property tax payments.
Analysis For Renters
Tax Savings for Renters
- Find out how much someone currently renting can save in taxes this year if they decide to purchase a home.
Rent vs. Buy
- Factor in things such as interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, and selling costs to see the real difference in renting versus buying.
Renter Affordability
- Based on your current rent, find out how much of a mortgage you could afford.
Refinancing
Refinance Savings and Break-even
- Should you refinance your mortgage? Use this calculator to determine what your new payment will be, how much you'll save in interest and when you will break even.
Consolidate and Refinance
- Should you consolidate a first and second mortgage into a single mortgage?